A Therapist in Denver Who Accepts Aetna Insurance
I am an in-network provider with Aetna, which means your mental health benefits can go toward sessions with me instead of paying the full rate out of pocket. Here’s what to know before we get started.
In-network with major
Insurance providers 
Colorado licensed
Telehealth across Colorado
In-network with major
Insurance providers
Colorado licensed
Telehealth across ColoradoAetna Insurance Covers Mental Health Services. Here Are a few Things to Keep in Mind
Aetna plans vary quite a bit from employer to employer, so a few minutes on the phone with them upfront can save you a surprise later.
✔ Call the number on the back of your card to verify your mental health benefits.
✔ Ask how many therapy visits you’re covered for within a calendar year.
✔ Confirm whether your plan limits which type of provider you can see.
✔ Confirm your copay for outpatient mental health services.
Other Ways to Pay For Your Services
If your specific Aetna plan doesn’t fully cover our work together, or you’d rather not run it through insurance at all, you still have options.
Even the best-covered plans sometimes leave a gap, whether that’s a high deductible, a plan tier I am not contracted with, or a session limit you’d rather not be boxed into. You can still choose:
- A superbill you can submit for possible out-of-network reimbursement
- A sliding-scale rate if cost is a barrier
- A free 15-minute call with me to sort out what fits your situation
Note: I cannot guarantee that your insurance company will reimburse any or all of your requested amount from the super bill.
Check Your Aetna Benefits Anytime
Log into your Aetna member portal to review your mental health coverage, copay, and remaining deductible before we meet.
Here’s What You Can Expect When You Use Aetna
I have a dedicated billing partner who works directly with Aetna to keep the process seamless from start to finish.
Some important points you must know:
Aetna copays for outpatient therapy typically range depending on your specific plan.
I verify your Aetna benefits before we begin, so you know your costs upfront.
Your responsibility is limited to your plan’s copay, coinsurance, or remaining deductible.
If I’m not an approved provider on your Aetna plan, I can provide a superbill for possible reimbursement.
Note: I cannot guarantee that your insurance company will reimburse any or all of your requested amount from the super bill.
What You Can Expect
Handled well, using your Aetna benefits shouldn’t be the hardest part of starting therapy.
You Know Your Aetna Costs Upfront
No guessing what a session costs once your specific copay or deductible is applied.
Your Aetna Claims Get Filed For You
I work directly with Aetna to process your claims for each session.
You’re Working With an In-Network Aetna Provider
Aetna has independently confirmed my license and standing before agreeing to cover our sessions.
Meet Your Therapist
Hi, I’m Kim. I became in-network with Aetna because I wanted more of my Denver clients to be able to use the coverage they’re already paying for.
If you’re not sure whether your specific Aetna plan qualifies, that’s an easy thing to sort out on our free consultation call, before you commit to anything.
Questions People Usually Ask
Clear answers to common questions about Aetna insurance for therapy in Denver.
Do you accept all Aetna plans?
I am credentialed with Aetna’s standard commercial plans. Some employer-sponsored or supplemental plans work a little differently. You can confirm your specific plan when we talk.
What if I haven’t met my deductible yet?
If your Aetna plan has a deductible, you’ll pay the full session rate until it’s met, then your copay or coinsurance kicks in. I’ll help you understand where you stand before we start.
Does Aetna cover telehealth sessions?
Most Aetna plans cover telehealth therapy the same way they cover in-person sessions, but it’s worth confirming with Aetna directly since coverage can vary by plan.
Do I need a referral to see you?
Most Aetna plans don’t require a referral for outpatient therapy, but it’s worth double-checking with Aetna if you have an HMO plan.
What if Aetna denies a claim?
I’ll help you understand why and what your options are, including appealing the decision or using a superbill for out-of-network reimbursement instead.
Note: I cannot guarantee that your insurance company will reimburse any or all of your requested amount from the super bill.
