A Denver Therapist Offering Self-Pay and Sliding-Scale Options
Self pay means you pay directly for sessions, with no insurance involved at all. Here’s what to know before we get started.
Self Pay Isn’t Just a Fallback Option. Here Are a few Things to Keep in Mind
Paying privately changes more than just how a session gets billed.
✔ No mental health diagnosis is required to start or continue therapy.
✔ Nothing we talk about in our session is shared with an insurance company.
✔ There’s no cap on session length, frequency, or approved treatment approach.
✔ You have the right to a Good Faith Estimate of expected costs before we begin.
Other Ways to Make This Work
Choosing to pay privately doesn’t mean giving up every option tied to insurance.
If you do have insurance and want to explore reimbursement on your own terms, or if cost is a concern, you can still choose:
Note: I cannot guarantee that your insurance company will reimburse any or all of your requested amount from the super bill.
- A superbill you can submit to your own insurance for possible reimbursement, on your own timeline
- A sliding-scale rate based on financial need
- A free 15-minute call with me to figure out what fits your budget
Get a Good Faith Estimate Before We Begin
Federal law entitles you to a written estimate of expected costs before your first self-pay session, so there are no surprises. .
Here’s What You Can Expect When You Pay Privately
I keep the self-pay process simple, so cost logistics never get in the way of the work itself.
Some important points you must know:
Payment is due at the time of each session.
No mental health diagnosis is required, since nothing is being billed to an insurer.
I provide a Good Faith Estimate before we begin, as required by federal law.
A sliding-scale spot may be available if cost is currently a barrier.
What You Can Expect
Paying privately for your therapy sessions with me offers more freedom, not less.
Your Records Stay Between Us
No diagnosis or clinical notes are shared with an insurance company.
Your Care Isn’t Capped by a Claims Adjuster
Session length, frequency, and approach are decided by us, not a policy.
You Know Your Costs Before We Begin
A Good Faith Estimate means no surprises once we start.
Meet Your Therapist
Hi, I am Kim. I offer self-pay and sliding-scale options because I don’t think cost, or the absence of the right diagnosis, should decide who gets access to good therapy.
If you’re weighing self pay against using insurance, that’s a completely reasonable thing to bring to our free consultation call, before you commit to anything.
Questions People Usually Ask
Clear answers to common questions about self-pay for therapy in Denver.
How does private pay work?
We keep a card on file, and you pay as we go. Each session is paid for in advance.
Do I still need a diagnosis to work with you?
No. Since nothing is billed to an insurer, we can focus on what’s actually happening in your life without needing it to fit a diagnostic code.
What’s a Good Faith Estimate?
It is a written estimate of expected costs that federal law entitles you to as a self-pay client, provided before your first session.
Can I still get a superbill if I want to try for reimbursement?
Yes. I can provide a superbill you’re welcome to submit to your own insurance for possible out-of-network reimbursement, on your own timeline.
Note: I cannot guarantee that your insurance company will reimburse any or all of your requested amount from the super bill.
Is sliding-scale pricing available?
I hold a limited number of sliding-scale spots for clients facing financial hardship. Reach out and we can discuss what’s currently available.
